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  • 社保斷交有什么影響 人社部來答案了!
    2019-07-04 19:03:37  來源:網絡1614

    一般來說,用人單位為員工購買社保是必須的,社保包括了五險一金,這也是國家給予廣大職工的一種福利,當然,要想享受這個福利成果,就得要繳滿規定的年限。那么要是社保斷交有什么影響呢?這個問題是廣大職工最關注的問題,現在人社部答案了!

    社保斷交可以補交嗎

    社保斷交可以補交嗎

    其實,在我們身邊很多人都嘗試過社保斷繳,因為一旦職工辭職了,自己又不自繳費用的話,那你的社保就面臨斷繳的情況,這下問題來了,要是遇到社保斷交有什么影響呢?這樣會影響以后領取退休金嗎?

    根據到人社部了解到,失業保險和工傷保險斷交影響不大,因為失業保險領取限制畢竟多,并且時間領取時間短,一般人都不會去申請。而工傷保險是既交既用的,因此如果出現斷交情況影響也不大,只要找什么時,公司重新交上即可。

    對于生育保險來說,那就沒戲了,因為要連續繳納一年以上,并且生育時還在連續繳納的,才能享受生育福利。當然,如果你離職時,沒打算在近期內要孩子,其影響也是不大的。公積金的話,一旦斷交,將在一年之內失業貸款買房的資格。

    要說社保斷交的影響,最大的莫過于醫療保險和養老保險,因為醫療保險女性需交滿20年、男非法詞攔截(FFC%D0%D4%BD%BBFFC)滿25年才能享受終身醫療保險待遇,一旦斷交超過三個月,將重新計算交費年限。

    而養老保險的話,需交滿15年,才能在退休之后領取退休金至終身,如果一旦出現斷交的情況,雖然無需重新計算繳費年限,但會影響發放百分點,可能退休之后的錢會少點。

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